Consumers

Sixty-five percent of Americans now prefer saving money to spending it, continuing a trend that started after the 2008 financial crisis. The percentage who say they are spending less tops the percentage saying they are spending more.

Gallup data suggest that carrying debt does not, by itself, have much of an impact on Americans' financial worries.

Americans who carry debt have many financial worries and are more likely than others to try cutting costs and raising money.

A significant portion of each generation has substantial consumer debt of several different kinds.

Though four in 10 report carrying no consumer debt, Gen Xers -- followed by millennials -- carry considerable debt.