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Gallup's annual update of the income sources Americans use or expect to use in retirement shows little change in the past year, confirming consumers' financial resiliency for the time being.

The Wells Fargo/Gallup Investor and Retirement Optimism index continues to inch up since crashing in the second quarter, but it remains a long way from the strong level seen before the pandemic.

About half of nonretired Americans say they will be financially comfortable when they retire, while 78% of those already retired say they are living comfortably.

Most nonretired investors haven't done much specific planning for retirement, including calculating expected income and expenses.

Just 20% of nonretired investors have heard at least a fair amount about "super-saving" strategies to retire early, but 72% think they could benefit from them.

Many Americans don't think about retirement until it looms in their immediate future. Learn how confident Americans are that they'll have enough money when they retire.

Fifteen percent of non-retired U.S. investors have met their goal of saving for a child's college education, and 38% have made no progress at all.

A third of U.S. investors, unchanged from a year ago, feel highly confident they will have enough money to maintain the lifestyle they want in retirement.

Most non-retired investors value having a guaranteed income stream in retirement, aside from Social Security. Fewer have the mindset to achieve it.

Gallup's Economic Performance and Financial Security Indicator tracks U.S. opinion on the economy, global bank account ownership and more.