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Americans Settling on Older Retirement Age

Thirty-seven percent of nonretired Americans say they expect to retire after age 65, similar to percentages for the past several years. Thirty-two percent plan to retire before 65 -- the first time this figure has topped 30% since 2009.

Nonretirees' Fiscal Outlook Still Lags Pre-Recession Levels

Four in 10 nonretirees say they have enough money to live comfortably now and expect to in retirement. While improved, it still lags pre-recession levels. Meanwhile, 30% say they are not comfortable now and will not be in retirement.

U.S. Investors Taking Basic Steps to Build, Protect Finances

Majorities of U.S. investors are taking each of eight actions that can contribute to financial health, but they are far more likely to be doing some than others.

Americans Feel Generally Positive About Their Own Finances

Gallup readings across several personal economic measures since the beginning of 2019 show that Americans are generally optimistic about their finances.

Inflation Concerns Temper U.S. Investor Optimism

Investors' outlook for the U.S. investing climate improved slightly in the second quarter, although they grew more pessimistic about inflation. Most investors think inflation will be sticking around.

Charity Is Almost Universal Among High-Income U.S. Investors

Nearly all high-income investors report donating to charity in the past year. Most did so because of a strong belief in a cause or a desire to make a difference.

Paying for Medical Crises, Retirement Lead Financial Fears

Of eight common financial problems that confront people in life, Americans are most concerned about affording a major illness or accident and funding their retirement.

U.S. Investors See Stock Funds as Best Long-Term Investment

Investors choose stock index or mutual funds over five other investments as best for the long term. Real estate and individual stocks are a distant second.

U.S. Investor Optimism Still Riding High

U.S. investors have remained optimistic in the fourth quarter, with the Wells Fargo/Gallup Investor and Retirement Optimism Index now the highest seen since 2000.

Fewer Will Rely on 401(k) in Retirement Than Pre-Recession

In 2008, most Americans planned to rely on their 401(k)s as a major source of retirement income. In 2014, while the percentage who plan to rely on a 401(k) is rising, it still has not reached what Gallup found prior to the recession.
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