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Pensions Are Top Income Source for Wealthier U.S. Retirees

More than half of retirees above the median U.S. income cite pensions as a major source of funding, double the percentage for lower-income retirees. Seven in 10 lower-income retirees cite Social Security as a major source of funds.

U.S. Investor Optimism Stable and Strong

U.S. investor optimism is strong and stable, with investors showing confidence in their personal finances and optimism about the national economy.

Investors Risk-Averse When It Comes to Retirement Savings

U.S. investors are cautious about retirement savings, as 64% say, forced to choose, they would prefer their initial investment is secure, even if the growth potential is low. A third would opt for high growth potential that carries some risk.

Most U.S. Investors Still Want a Human Advising Them

U.S. investors are no more inclined now than a year ago to favor digital financial advice over traditional resources. About half still prefer relying on a personal financial adviser; 24% favor digital tools and 18% on-call advice.

Bitcoin Making Inroads With Younger U.S. Investors

U.S. investors' awareness of bitcoin and their interest in buying it have increased since 2018. The shifts are particularly notable among investors under 50.

One in Five Investors Have Tapped Into 401(k) Prematurely

Most nonretired investors in the U.S. have access to a 401(k) plan at work. About one-fifth of those with a plan say they have either taken out a 401(k) loan or taken an early withdrawal from the plan in the past five years.

Use of Personal Financial Adviser Tied to Investor Confidence

Investors who have personal financial advisers are more likely to show confidence in their own investing skills and investment plans and to believe they are prepared to deal with stock market corrections.

Generation Disconnected: Data on Gen Z in the Workplace

Gen Z and younger millennials are a growing part of the workforce. See the data on how they feel about their current -- and future -- jobs.

U.S. Investors Split Between Digital and Traditional Banking

U.S. investors split into two camps in the method they prefer for interacting with the financial services firm that handles their investments. Fifty percent rely on digital options, while 47% say the branch or telephone is most important.

Americans Favor Saving Over Spending Until Vaccine

Americans who are currently saving money favor continuing to add to their savings rather than spending in the near term. Most say development of a COVID-19 vaccine would affect their willingness to return to their normal spending.