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The Trend Line: Americans' Perspectives on Retirement
About half of Americans do not think they will have enough money to retire comfortably, says Gallup Editor-in-Chief Frank Newport.
Three in Four U.S. Workers Plan to Work Past Retirement Age
Three-quarters of U.S. adult workers believe they will continue working past retirement age, with 40% saying they will do so because they want to, and 35% because they will have to. Most intend to work part time.
Americans Favor Saving Over Spending Until Vaccine
Americans who are currently saving money favor continuing to add to their savings rather than spending in the near term. Most say development of a COVID-19 vaccine would affect their willingness to return to their normal spending.
U.S. Investors Split Between Digital and Traditional Banking
U.S. investors split into two camps in the method they prefer for interacting with the financial services firm that handles their investments. Fifty percent rely on digital options, while 47% say the branch or telephone is most important.
U.S. Investor Optimism Slips to Two-Year Low This Quarter
The Wells Fargo/Gallup Investor and Retirement Optimism Index fell to +40 this quarter from +59 in the fourth quarter of 2015. While still positive, this is the lowest the index has been since mid-2014.
In U.S., Average Retirement Age Up to 61
The average age at which current U.S. retirees say they actually retired is now 61, up from 59 a decade ago and 57 in the early 1990s. Conversely, 37% of nonretirees expect to retire after age 65, up from 14% in 1995.
U.S. Investors Apt to "Ride Out" Stock Market Volatility
As the bull market turns six and stocks recover from slippage in January, more U.S. investors say they are likely to ride out market volatility rather than sell off stocks. Nearly six in 10 say it's a good time to invest.
U.S. Investor Optimism Rises Again, Hits 17-Year High
Optimism among U.S. investors rose again in the third quarter after plateauing in the second quarter and is now hitting levels not reached since 2000.
U.S. Investor Optimism Ends 2016 at Nine-Year High
The Wells Fargo/Gallup Investor and Retirement Optimism Index is at its highest level since early 2007, following gains in each of the last three quarters.
U.S. Investors Want Gov't to Enhance 401(k) Accounts
Most investors want the government to take action to expand the use and flexibility of tax-advantaged accounts, such as 401(k) accounts, according to a recent Wells Fargo/Gallup Investor and Retirement Optimism Index survey.