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Americans give Congress a 14% job approval rating as the new year begins, the lowest since September of last year and one point below Congress' 15% average approval for 2012, the lowest yearly average in Gallup's history.

An average of 26% of Americans said they were satisfied with the way things were going in the United States in 2012, up from 17% in 2011, but below the historical average of 38%.

Majorities of Americans believe the U.S. eclipses other industrialized countries when it comes to the freedoms, quality of life, and opportunities its residents enjoy. But most say the U.S. economic and healthcare systems trail behind others'.

Slightly fewer Americans rate their healthcare coverage as excellent or good, at 67%, down from 72% last year. But Americans' satisfaction with their healthcare quality remains as high as ever, with 82% saying it is excellent or good.

Americans' approval of Congress remains steady at 18% in December amid the fiscal cliff debate, but is still below the historical average of 33%. The gap between Republicans' and Democrats' approval of Congress widened to seven percentage ...

The richest adults in developing countries are more than twice as likely as the poorest adults to have a bank account, according to a Gallup/World Bank study. Lack of money, cost, proximity, and documentation are common barriers.

Americans' initial reaction to the "fiscal cliff" agreement reached by Congress this week is mixed, with 43% approving and 45% disapproving. Democrats overwhelmingly approve, while a majority of Republicans disapprove.

Americans' self-reported daily spending was $83 per day in December, up from $73 in November and the highest monthly average Gallup has reported since December 2008. Spending was up among higher- and lower-income Americans.

The large majority of Americans (69%) say they are optimistic about how they and their family will do in 2013, while 27% are pessimistic. Democrats and young adults are the most positive about what the coming year will bring.

Most investors want the government to take action to expand the use and flexibility of tax-advantaged accounts, such as 401(k) accounts, according to a recent Wells Fargo/Gallup Investor and Retirement Optimism Index survey.