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Americans' top financial concern is not having enough money for retirement, followed by unexpected medical costs and maintaining their standard of living. A majority of Americans have been worried about retirement savings since 2001.

The average age at which retired Americans report retiring continues to creep up, reaching a new high of 62. The average age at which non-retired Americans expect to retire remains higher, at 66.

The recent fluctuations in the stock market have increased U.S. investors' concern about the market's volatility. However, they have had little effect on investors' confidence and optimism about the stock market.

For the first time since 2007, slightly more nonretired Americans think they will be able to live comfortably after retirement than fear they will not. Americans closest to the retirement age are more mixed.

Just over half of investors, 52%, expect that they will have to make sacrifices in order to reach their personal financial objectives, and they are most willing to work longer or delay replacing their cars.

Most investors say it is a good time to buy stocks, yet a majority think a market correction is looming. Few are stressed about the prospect of a correction.

Out of 14 key events in life, investors' most common, financially beneficial experiences include buying a home and getting married.

U.S. investors who have access to a 401(k)-type plan at work say offering meetings with a financial professional is the best way employers can help them manage their retirement plans. Written communication ranks lower.

Fewer retired U.S. investors today than in 2015 are optimistic that they can maintain their income or reach short-term investment targets over the next year. They remain optimistic about reaching their five-year investment goals.

With the stock market approaching its all-time high in May, U.S. investors showed some concern the market was peaking.