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Gallup's Economic Performance and Financial Security Indicator tracks U.S. opinion on the economy, global bank account ownership and more.

Americans fear a major health event may cause bankruptcy and predict the U.S. economy is in danger due to rising healthcare costs.

Flexible work time and retirement options may help countries face the challenges of unemployment, aging populations and public pension burdens -- and improve well-being.

Nearly half of Americans (47%) who have not retired yet think they won't have enough money to live comfortably when they do retire, but 74% of current U.S. retirees say they are living comfortably.

With the bull market continuing, more nonretirees believe that a 401(k) will be a major income source in their retirement.

Three-quarters of U.S. small-business owners believe they will have enough money to live comfortably if they retire, although half would continue working even if money were no object.

Most U.S. investors -- those with $10,000 or more saved -- are generally confident they have ample retirement savings, including 88% of retired investors and 76% of nonretired investors. Less than half, however, are "very" confident.

Thirty-one percent of nonretired U.S. adults predict they will retire after age 67 -- the maximum age for receiving full Social Security benefits -- while 23% plan on an early retirement, stopping before age 62.

More than half of U.S. investors say it is critical to be debt-free in retirement, while a third say it is important but not critical. Investors who haven't retired yet are more likely than retirees to say being out of debt is critical.

When asked about 13 job aspects, U.S. workers remain most satisfied with their physical safety on the job, relations with coworkers, flexibility of hours and job security.