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What Percentage of Americans Have a Retirement Savings Account?

About six in 10 Americans overall report having a retirement savings plan, but the rate differs sharply by income, education and other factors.

Why Americans Are Pleasantly Surprised in Retirement

Social Security is much more important to retired Americans than they thought it would be.

Americans' Outlook for Their Retirement Has Worsened

Nonretired Americans are more negative about retirement than they have been since 2012, while most retirees say they have enough money to live comfortably.

Most Small-Business Owners Lack a Succession Plan

Most employer-business owners who are nearing retirement plan to sell or transfer their company, contrasting with nonemployers.

U.S. Investors Braced for More Market Volatility

Most U.S. investors expect market volatility to persist this year, but they remain confident in stocks as a tool for building retirement wealth.

Stocks Fall, Gold Rises; Real Estate Still Best Investment

Real estate remains Americans' top choice for the best long-term investment, as confidence in stocks dips and faith in gold rises.

More in U.S. Retiring, or Planning to Retire, Later

Americans are retiring at a later age than was the case in the 1990s and early 2000s. Working Americans also expect to work until an older age.

Engagement for Boomers: What They Want, How to Give It

Many baby boomers are either delaying retirement or planning to work part time after. See what leaders can do to engage their older employees.

Inflation Still Top U.S. Financial Problem, but Fewer Cite It

Fewer Americans than in 2023 and 2024 name inflation as the most important financial problem facing their family, but it still ranks at the top of the list.

U.S. Retirees' Experience Differs From Nonretirees' Outlook

Four in five retirees in the U.S. say they have enough money to live comfortably, but far fewer, 53%, of nonretirees think they will too, when it comes time for them to retire.
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