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Four in five retirees in the U.S. say they have enough money to live comfortably, but far fewer, 53%, of nonretirees think they will too, when it comes time for them to retire.

Americans are worrying more than they did a year ago about paying their bills and maintaining their standard of living, among increases in financial worries. Low-income adults are affected far more than others.

Nonretired Americans' expectations that they will live comfortably in retirement have risen to a 15-year high of 57%.

A Wells Fargo/Gallup survey of U.S. investors explores the ways Black investors are similar to and differ from U.S. investors as a whole.

Americans greatly value and depend on the Social Security system, even as estimates show it will face significant financial challenges within 15 years.

Gallup's annual update of the income sources Americans use or expect to use in retirement shows little change in the past year, confirming consumers' financial resiliency for the time being.

The Wells Fargo/Gallup Investor and Retirement Optimism index continues to inch up since crashing in the second quarter, but it remains a long way from the strong level seen before the pandemic.

About half of nonretired Americans say they will be financially comfortable when they retire, while 78% of those already retired say they are living comfortably.

Most nonretired investors haven't done much specific planning for retirement, including calculating expected income and expenses.

Just 20% of nonretired investors have heard at least a fair amount about "super-saving" strategies to retire early, but 72% think they could benefit from them.