Capital and Entrepreneurship in the U.S.

Many Americans aspire to start a business, but few do. Despite the well-documented economic benefits of business ownership, entrepreneurship rates in the U.S. have remained stagnant for decades. Gallup's new report, with support from JPMorganChase and the Ewing Marion Kauffman Foundation, explores the gap between entrepreneurial ambition and action — and the complex role capital plays.

This nationally representative study draws on responses from nearly 12,000 working adults and over 3,500 business owners to understand the financial and psychological barriers to entrepreneurship, particularly among underrepresented groups. The findings challenge prevailing assumptions about capital access and offer new insights for policymakers, lenders and entrepreneurs.

Download the full report to explore why aspiring entrepreneurs hesitate, and what current owners say they need to grow.

Many Americans aspire to start a business, but few do. Despite the well-documented economic benefits of business ownership, entrepreneurship rates in the U.S. have remained stagnant for decades. Gallup's new report, with support from JPMorganChase and the Ewing Marion Kauffman Foundation, explores the gap between entrepreneurial ambition and action — and the complex role capital plays.

This nationally representative study draws on responses from nearly 12,000 working adults and over 3,500 business owners to understand the financial and psychological barriers to entrepreneurship, particularly among underrepresented groups. The findings challenge prevailing assumptions about capital access and offer new insights for policymakers, lenders and entrepreneurs.

Download the full report to explore why aspiring entrepreneurs hesitate, and what current owners say they need to grow.